Teri Barnes solves insurance and risk management puzzles for her clients.  Many consider her their "secret weapon".  She is an integral part of the success of her rapidly growing portfolio of businesses experiencing rapid growth in a difficult economy.  Barnes is a second-generation insurance professional.  She is one of a rare few who has a BS degree in Insurance.  Barnes also earned the CIC designation, attends Insurance Ruble Institutes, RIMS, and IRMI Construction Risk Management seminars to remain current on changes in insurance policy forms, laws and interpretations.  Barnes is an insurance lobbyist and has carried several critical bills through Sacramento. 

       Barnes was a top agent performer with one of the largest insurance agencies in the world.  She founded Marrs Barnes & Maddocks as well as the innovative internet agency, NetChoice, a predecessor to E-surance.  As business changes, Barnes delivers, developing unique products to meet the changing needs of her business owners.  In 2002, one of her largest clients was not able to purchase apartments to convert to Condominium units.  Barnes resolved this with a Construction Wrap-Up product to meet the needs of both the buyer and seller of the apartments.  Upon close of escrow of the completed and sold units, another problem presented itself - Escrow and title companies needing a certificates of insurance to close escrow...immediately!  Barnes developed a proprietary service called "Super Certs" to allow the lenders to pull certificates instantly online - thereby shortening the escrow process substantially and saving her clients time and money.  

       Barnes newest success is providing Troubled Asset Protection for Broken Construction Projects and other lender foreclosed assets.  Barnes is on the Risk Management Committee of the BIA, and is currently publishing a book on Construction Risk Managment. Barnes is a part of the Green Energy Coalition in Washington D.C., and is Risk Manager for International WoodFuels.  Teri Barnes is also honored to be on many boards of directors, focused on "giving back" to her community as well as other San Diegans.